Five call sites (QuotaGate entry, RetryMW/EmbeddingClient success and
transient-failure settlement) now read effective_est_tokens() instead of
est_tokens. Success paths gain an unavailable branch that keeps delta at
zero once usage frames may be missing; it has no producer yet, so
behaviour is unchanged while the tpm>0 => est_tokens>0 gate still holds.
RetryMW keeps a per-call failure map (local, never instance state):
a source failing twice in one call yields to the next candidate.
Attempt outcomes feed OutcomeAwareSelector behind a swallow-and-warn
guard; ResultInvalid and provider-rejected paths record success with
count_attempt=False so the breaker window stays clean. Same accounting
applied in EmbeddingClient.