The independent verifier found 15 more checks still living only in from_env:
six enum domains, seven conditional-required pairs and two scalar ranges.
More severe than round one because client.py has five asserts that claim
config already validated the redis_url and telemetry paths, which is false on
the from_settings path.
Also records a normalisation gap the verifier missed: _load_pg_dsn strips the
SQLAlchemy +asyncpg suffix, so a hand-built DSN reaches asyncpg unstripped.
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